In the report, which is not

expected to be too extensive, you should assess the bank in terms of any changes, positive or

negative, from its 2017 results, as well as in comparison to peer averages on the following items:

f. Net noncore funding dependency, core deposits to total deposits, and net loans to deposits

(page 10).

g. Tier 1 leverage capital, Tier 1 capital ratio, and total capital ratio (page 11).