1).The theory of cumulative disadvantage highlights the influence of earlier life experiences in the quality of life in old age. Using this framework, speculate on how one’s childhood and young adulthood might influence one’s economic and health status in old age. Is retirement good for health or bad for it? Is it a gain, a loss, or irrelevant to physical or psychological health? What are reasons for retirement, and how might it affect socioeconomic status?

2). Visit the AARP Retirement Calculator at: http://www.aarp.org/work/retirement-planning/retirement_calculator.htmlWork through the interactive exercise. What did you learn about your readiness for retirement? What factors impact your ability to plan for retirement? (Do not share specific numbers.) What post-retirement events or factors might impact your ability to live the way you want in your old age?