How much retirement savings does the average American have? Do most people have enough savings to retire comfortably? Why or why not? What can employers and the government do to encourage people to save more? How much do you need to save for retirement?

1) How much retirement savings does the average American have? Do most people have enough savings to retire comfortably? Why or why not? What can employers and the government do to encourage people to save more? How much do you need to save for retirement?
2) How much do employers spend, on average, for healthcare per employee? What are employers doing to control those costs? Identify 2 recent trends.

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