Please answer the following questions after you go through the uploaded files and have clear idea of the requirement (Rubric).

who should bear the cost of flood insurance? Should it be a private insurance market with high premiums, and individuals will just be out of luck in case of a flood if they could not afford the insurance? Or should the cost of the Natomas homeowners’ insurance be partially paid by all taxpayers – even by those folks wise enough to live well above the floodplain?