Andy and Sally are married and under 50. They have no dependents.

Sally’s salary (Federal withholding $3,000)                       60,000

Andy’s salary (Federal withholding $3,000)                      45,000

City of Dallas bonds                                                               1,500

Chase Bank Interest                                                               3,000

Qualifying Ford stock dividends                                           5,000

Take a standard deduction, deduct their personal exemptions, and compute their tax and the tax refund or balance due.